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Authorized User Platform

Boost Your Credit Score in 30–60 Days—Without Applying for New Credit

How It Works

Becoming an Authorized User (AU) means you’re added to a trusted, long-standing credit card account. The card’s age, limit, payment history, and utilization are reflected on your credit report—without you ever touching the card.

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  • No hard inquiries

  • No credit checks

  • No spending or liability

  • Works with all 3 major credit bureaus

Is This for You

This is Perfect if you Want To: 

  • Raise your credit score fast

  • Qualify for a car, mortgage, business loans, and more

  • Rebuild your credit after past issues

  • Establish a strong credit profile for the first time

  • Unlock better interest rates, approvals, and opportunities

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Step-by-Step Process

  • Step 1 – Apply securely online 

  • Step 2 – Select desired card to be added as an authorized user

  • Step 3 – We add you as an authorized user

  • Step 4 – You monitor your report for updates in 15–30 days

  • Step 5 – We remove you after the reporting period (unless renewed)

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All without giving you access to the credit card or any risk on your part.

Jess, IL

"I went from a 573 to a 680 in less than 45 days and got approved for a real credit card again!"

Andre, TX

"This helped me get approved for my first business card after being denied multiple times. Thanks"

Anthony, IL

"My score jumped 78 points after becoming an authorized user. Thanks for explaining in depth as well."

Authorized User Pricing Plans

​Give your credit profile a powerful lift with our Authorized User (AU) tradelines. Choose an individual slot or upgrade to one of our bundled plans for accelerated results and savings.

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Packages

Starter Boost - $250

Perfect for new credit builders

  • 1 Entry-Level AU Chase Hyatt

  • 6 Month Slot

  • 1 Bureau Monitoring Guide

  • Score Tracker Template

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Ideal for thin files or individuals just starting credit

Elite Credit Boost - $995

  • 1 High-Value AUs
    (e.g., US Bank, Amex BBP or Bank of America)

  • 6 Month Slot 

  • 3 Bureau Reporting Confirmation Support

  • Priority Reporting Included

Common choice for application preparation such as business credit or mortgage readiness

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Premium Credit Boost - $700

  • 2 Mid-Level AU's
    (e.g., Chase Freedom + Chase Sapphire)

  • 6 Month Slot

  • Score Tracker Template

  • Credit Building PDF Bundle

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Step up with more history + impact

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Ultimate Credit Builder - $1400

  • 2 High Value AUs (e.g., US Bank, BOA, Amex)

  • 6 Month Slot

  • Full Monitoring Setup Walkthrough

  • Monthly Credit Checkin​

  • Free Credit Consultation Call

  • ​Credit Building PDF Bundle

  • Priority Reporting Included

Maximum Impact package

Ready to Start Your Credit Boost Journey?

AU slots are limited each month to protect card health. Secure your spot today and take the first step toward the credit profile you need to thrive.

FAQ's

Will I get a physical card?


No. You are added strictly as a non-spending authorized user.

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Will this work for all 3 credit bureaus?
Yes—our cards are selected to report to all major bureaus: Experian, Equifax, and TransUnion.

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Is this legal?
Absolutely. Being added as an authorized user is 100% legal and has been a standard practice in credit building for decades.

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How fast will I see results?
Most clients see updates within 15–30 days after the next statement cycle.

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What happens after the reporting period?
You will be removed unless you renew. We’ll notify you in advance with options.

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