Authorized User Platform Disclaimer

Mckinzie Money Management, LLC is not a credit repair organization, financial institution, credit bureau, or lender. We do not provide legal, financial, or credit advice. The services offered by Mckinzie Money Management are intended strictly for educational and informational purposes and involve the addition of clients as authorized users (AUs) on credit accounts to potentially aid in the improvement of credit profiles.

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We do not guarantee any specific increase in credit score, approval for credit products, or financial outcomes. Individual results may vary based on a variety of factors including, but not limited to, current credit profile, payment history, and debt utilization.

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Clients added as authorized users will not receive physical access to credit cards and are not permitted to make purchases or access the primary account. Our services are intended to reflect positive payment history and credit utilization ratios associated with select credit accounts.

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Mckinzie Money Management, LLC complies with all applicable laws and strongly discourages fraudulent activity or misuse of the services provided. Any attempt to misrepresent identity, provide false documentation, or misuse our services may result in termination of service and/or reporting to relevant authorities.

By using our services, you acknowledge and agree to this disclaimer and accept full responsibility for your use of the information and services provided.